Terms & conditions of use

The website www.investordaily.com and any associated documents and communication (the website) are provided by Morningstar Australasia Pty Limited ABN 95 090 665 544 AFSL 240892, a wholly owned subsidiary of Morningstar Inc. By accessing, viewing or otherwise using the website you agree to be bound by these Terms of Use.

Morningstar may, at its sole discretion, vary or modify these Terms of Use without notice. Any subsequent access to, or use by you of the website will constitute an acceptance of those modifications.

1. Intended Use

The information contained in the website is intended for the use of Australian residents only.

2. Accuracy of Information               

All material on the website is provided in good faith. It is derived from sources believed to be accurate and current as at the date of publication. Access to the website is provided on an 'as available' basis, and Morningstar gives neither a guarantee nor warranty nor makes any representation as to the correctness or completeness of the information presented.

3. General Advice Only

To the extent that any information on the website constitutes general advice, this advice has been prepared by Morningstar and its related bodies corporate and does not take account of your objectives, financial situation or needs. Before acting on any advice, you should consider the appropriateness of the advice, having regard to your objectives, financial situation and needs. We recommend you obtain financial, legal and taxation advice before making any financial investment decision. All potential investors should obtain a Product Disclosure Statement (PDS) relating to the product and consider the PDS before making any decision about whether to acquire the product. Please see Huntleys Investment Information financial services guide.

4. Copyright

The material contained in the website is copyright of Morningstar and its related bodies corporate.  Except as permitted by the Copyright Act 1968 you may not reproduce, transmit, disseminate, sell or publish this information without the express written consent of Huntleys.

5. Trademarks

This website includes registered and unregistered trademarks of Morningstar and its related bodies corporate. No license is granted for the use of any such trademarks or logos without the prior written consent of Huntleys.

6. Your conduct and other restrictions

As a condition of your use of the website you warrant to Morningstar that you will not use the website for any purpose that is unlawful or prohibited by these Terms of Use or any other terms, conditions or notices appearing anywhere on the website. In particular you agree to abide by all applicable laws and regulations.

Morningstar retains the right at all times to monitor, retain and disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request.

7. Third party links and advertising

Hyperlinks and pointers to websites operated by third parties will appear on the website from time to time. These third-party sites do not form part of the website and are not under the control of Morningstar or its related bodies corporate and no responsibility is accepted for the contents of any such linked website.

The website may display third party advertisements, which may or may not contain hyperlinks or referral buttons to websites operated by third parties. The display of such advertising does not in any way imply a recommendation or endorsement by Morningstar or its related bodies corporate of the relevant advertiser, its products or services.

8. Limitation of liability

To the extent permitted by law Morningstar and its related bodies corporate will not be liable to you for any loss, damage, cost, expense or other claim (including indirect, incidental, special and/or consequential loss) arising out of your use of the website, including without limitation:

i)                    any use or reliance on the material contained in the website;

ii)                  any delay, interruption or other failure in the provision of the website;

iii)                 unauthorised access to or alterations of transmissions or data; or

iv)                statements or conduct of any third party on the website.

Where any law implies into these Terms of Use any term, condition or warranty and that law avoids or prohibits provisions in a contract excluding or modifying liability under such term, such terms shall be deemed to be included in these Terms of Use. However Mornginstar's liability for any breach of such term(s) shall be limited at Huntleys's option to:

i)                    the re-supply of the relevant service; or

ii)                  the payment of the cost of having the relevant service re-supplied.

9. Applicable law

These Terms of Use shall be governed by and construed in accordance with the laws of the state of New South Wales, Australia.